TIP OF THE DAY: Hot Chocolate From Scratch

Delicious Moonstruck chocolate bars melted into milk for hot chocolate. Photo courtesy Moonstruck.   It’s below zero in quite a few areas of the country today. As we write this, in Fargo it’s 2°F, with the wind chill making it feel like -18°. In our own municipality, New York City, it’s 14°F, with a wind…
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